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Careington Advantage Card - Physician Access Program
Description:

This specific program is designed to save 20% - 45%* on provider services provided through the PHCS network of family practice and specialty providers nationwide. Ancillary facilities such as diagnostic centers and non-hospital urgent care facilities are also included as long as they are in the provider network. Members can save on everything from doctor’s visits to mammograms and lab work. Physician Access Program members saved an overall average of 53% from January through June of 2009. Not available in Massachusetts, Montana and Vermont.

Cost to Members - $15/Month

When you join the Careington Advantage Card Plan, you will receive two membership identification cards an a detailed informational booklet on how to maximize your health care savings.

Participating provider services include:
  • Physician office visits (including preventative care)

  • Laboratory fees

  • Diagnostic services

  • Imaging services

  • Cosmetic surgery†

  • Rehabilitation therapy

  • Infusion therapy (i.e. Chemotherapy)

  • Draw station

  • Durable medical equipment

  • Home hospice

  • Home nursing

  • High risk OB visits

  • Dialysis

  • Mental health counseling

Simple Steps to Medical Savings

Step 1: Locate a Provider
To locate a provider, you may visit www.careingtonadvantagecard.com or call the toll-free number provided in your Careington Advantage Card membership materials.

Step 2: Your Appointment
Before calling your provider’s office to schedule your appointment, please call the Physician Access Program Member Services Department to verify your provider’s participation in the medical discount program. A representative will verify the provider’s continued participation on your behalf. At your request, the representative will return your call or send you an email to confirm the provider you’ve chosen is still participating. Then, you may call to schedule your appointment.

Step 3: At the Provider’s Office
Present your identification card and Dear Provider Letter located at the back of your fulfillment book to the receptionist when you arrive at the participating provider’s office. Your membership ID card instructs the provider to call or fax Physician Relations for the negotiated rate agreed upon in their contract with the network.

Step 4: Payment to the Provider
Remember, you are responsible for paying the provider the entire discounted fee at the time service is provided.

*Percentage of savings may be higher or lower depending on procedure codes and provider location.

†If performed in a provider’s office.

Note: Percentage of savings may vary by location and procedure.



Disclosures:

THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.*
This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at www.careingtonadvantagecard.com. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Massachusetts, Montana and Vermont.


©2010 Americans For Financial Security For More Information: 1-800-492-1016